Hey there, financial savvy readers! Today, we are diving deep into the world of credit unions, specifically GreenState Credit Union. This institution is making waves with its soft pull credit card approval process. Let’s unravel the details!
A New Era of Credit Card Approval
- Soft pull TransUnion FICO 9 for credit card approval
- No hard pull required for membership
- Open to everyone, not just Iowa residents
Membership Perks and Eligibility
- Open to anyone living or working in Iowa, Illinois, Wisconsin, Nebraska, or South Dakota
- Join through the American Consumer Council, even if out-of-state
- High credit card approval limits, ranging from $5,000 to $20,000
The Credit Cards on Offer
Platinum Rewards Mastercard
- Bonus Points: Every purchase earns bonus points that can be redeemed for cash, plane tickets, merchandise, and much more.
- Special Offer: Make $500 in purchases within 2 months and receive 5,000 bonus points, equivalent to $50 or more in rewards.
- Earning Structure: 3X points on gas, 2X points on groceries, and 1X point on all other purchases.
World Mastercard
- Elite Offering: This card empowers you with the flexibility to explore the places and pursuits that mean the most to you.
- Travel Benefits: Exceptional services including travel insurance and concierge services.
- Special Offer: Make $1,000 in purchases within 2 months and receive 10,000 bonus points, equivalent to $100 or more in rewards.
- Earning Structure: 5X points on hotels & airlines, 2X points on gas, and 1X point on all other purchases.
Platinum Mastercard
- Low-Interest Rate: Designed for those who typically carry a balance, this card offers a low, non-variable interest rate.
- Peace of Mind: The rate is non-variable, providing stability and predictability for cardholders.
The Rewards Plus Checking Account
- APY of 2.0% when using the credit card
- Automatic soft pull for checking account applicants
- Credit card offers presented immediately after account opening
How to Join GreenState Credit Union
- Call to join through the American Consumer Council
- If approved for membership, you will be enrolled in the Iowa Consumer Council
Credit Limit Increase Strategy
- Hard Pull required for Credit Limit Increases (CLIs)
- Possible to direct which credit bureau they pull from by freezing others
GreenState Credit Union is clearly a game-changer, offering a unique blend of benefits and financial products. If you’re looking to step up your credit game without the hard pull, this might just be your golden ticket. Act fast, as word is spreading and protocols may change. So, are you ready to unlock your financial freedom with GreenState Credit Union?
If you decide to apply, we’d love to hear about your experience. Drop a comment below and share your insights with our community. Your data points could be the key to helping others on their financial journey!
