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Student Debt Loan Forgiveness

Student loan forgiveness applications are now open!

The Biden Administration Monday announced the launch of the federal application for Americans seeking student loan forgiveness, the latest phase of his plan that is expected to provide debt relief to as many as 43 million borrowers.

Over 8 millions Americans have already signed up since the beta launch on Fridays. 

President Joe Biden announced, “Today, I’m announcing millions of people working and middle-class folks can apply and get this relief. And it’s simple and it’s now. It’s easy,” Biden said in remarks from the White House alongside Education Secretary Miguel Cardona. “This is a game changer for millions of Americans … and it took an incredible amount of effort to get this website done in such a short time.”

Borrowers seeking to apply for student debt relief can now fill out the form in English or Spanish at Studentaid.gov. The applications takes less than 5 minutes to apply for. The  applications ask for information including their full name, Social Security number, date of birth, phone number and an email address. Borrowers have until December 31, 2023, to submit an application. However its suggested by officials to apply by mid-November. 

 

How To Qualify 

  • Individuals who made less than $125,000 in 2021 or 2020
  • Families that made less than $250,000 in 2021 or 2020
 
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