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No Credit Checks Quick Cash Loans

No credit check loans

Signature Federal Credit Union (SFCU)

Fast Cash Loans

You may not need a lot of money, but it can feel like a really big deal between paychecks. Signature FCU helps our members fill the gaps with easy-to-apply Fast Cash loans as low as $200.

Details about Fast Cash Loans:

  •  Loan amounts from $200 to $1,000
  •  A $20 application fee is due at the time of the application
  •  Net direct deposit must come to the Credit Union for two consecutive payrolls
  •  Members may only have one Fast Cash Loan at a time
  •  Members may only have three Fast Cash Loans during a six-month period


Fresh Start Loans

Details about Fast Start Loans:

  • Avoid payday lenders, which add enormous fees on top of loan
  • Repair bad credit
  • Credit history does not affect decision-making
  • Credit report will not be pulled
  • $40 application fee is far less than payday lender fees
  • One $500 loan per 12-month period
  • Maximum of 3 Fresh Start Loans per member


  • Must be a Money One member for at least 3 months
  • Have a minimum of 3 months verified employment (non-seasonal)
  • Make contact with BALANCE Financial Fitness prior to receiving funds
  • Have never caused a financial loss to Money One
  • Proof of income required
  • Must keep loan at least 6 months prior to payoff to qualify for another Fresh Start Loan
  • Monthly payments are set up as automatic deposit or payroll deduction

Connect Credit Union(CCU)

Quick Cash Loans

Details about Quick Cash Loans:

  • Connect Credit Union works hard to provide a solution for all your lending needs.  With our No Credit Check Loan program, you can apply to be prequalified for a personal loan of up to $1200*.  To qualify for a No Credit Check Loan, you must meet the following requirements:

    • Be a member of Connect Credit Union for at least ONE (1) year
    • Be employed with your current employer for at least TWO (2) years
    • All your Connect Credit Union Accounts are in good standing:
      • Your accounts currently have a positive balance
      • Your loans are paid current
    • You have an established relationship with Connect Credit Union that includes AT LEAST ONE (1) of the following:
      • Payroll Deduction of at least $65 to your Connect CU account
      • Direct Deposit from your current employer to Connect CU
      • Paying as agreed or have paid as agreed on loan balances of at least $5,000 or more within the last 24 months with Connect CU
    • Your current No Credit Check Loan is paid in full

    If you feel that you meet the above requirements and have the $40 NON-REFUNDABLE application fee available in your account, you may apply for a No Credit Check Loan online.

ECKRED Credit Union (ECU)

  • $500 No Credit Check Personal Loans

    Designed for individuals who wish to have a short-term loan without their credit report being pulled.

    $500.00 No Credit Check Personal Loan guidelines:

    • Borrow $500.00
    • The term is six months
    • You must have at least $50.00 bi-weekly automatically deposited into your ECU account
    • Your payments will be auto deducted from your ECU direct deposit
    • Must be employed at least one year with your current employer

BSE Credit Union

  • quick cash loans requirements

    You are eligible to join the credit union if you live, work, attend church or school in Berea, Middleburg Heights, Olmsted Falls, Olmsted Township or Brook Park, Ohio. Membership also extends to your immediate family members.

Security Plus Federal Credit Union

Quick Cash Loan

If you face an unexpected expense, need extra cash or are short of funds between paydays, a Quick Cash Loan can help.
  • Borrow up to $500; if you’ve successfully paid off a Quick Cash Loan in the past, you can borrow up to $1,000
  • 6-month term
  • Fixed Rate
  • No credit check required
  • $20.00 non-refundable fee, per application
You will be required to present copies of your two (2) most recent pay-stubs at the time of application.

Michigan state Federal Credit Union

flex Loan

Most of us will have an unexpected need for funds at some point – an unexpected bill, an emergency medical expense, or an unforeseen home repair. MSUFCU’s Flex Loan is a short-term alternative to a payday loan that can provide the funds you need.

• Fixed rate of 28.00% APR for up to 6 months
• No application fee or prepayment penalties
• Loan amounts of $200 up to $1,000

• Member for at least 6 months
• Direct deposit of payroll into your Credit Union account

Michigan state Federal Credit Union

No credit check
When you apply for a Flex Loan, there’s no credit check required.

Quick approval and funding
The Flex Loan process is fast. Apply and get your money the same day!

Minimal requirements
Almost everybody can qualify for the Flex Loan! Few requirements are needed.

Digital application
Must apply in Online or Mobile Banking

Loan limit
Maximum of one open Flex Loan at a time

Membership status
Account open for minimum of 3 months and in good standing. 

Flex Loans Rates: 

Loan Amount:

$250.00 – $500.0028.0%

  • Up to 3 months
  • $20 Application Fee

$500.01 – $1,000.00

  • 28.0%Up to 6 months
  • $20 Application Fee

Digital Federal Credit Union

Quick Loans

Cover emergency and other unexpected expenses by getting the cash you need, fast.


Easy to accept – visit Offers in Digital Banking to see if you are eligible and have a pre-approved offer waiting. See below for eligibility requirements.
No hidden fees – or credit checks
Build or improve your credit score – by making on-time payments.
No prepayment penalties – you can repay your loan at any time with absolutely no prepayment penalty or fee
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