Hey there, financial enthusiasts! Have you ever felt the sting of rejection from a credit union you were eager to join? Well, today’s your lucky day. I’m about to reveal three incredible hacks that can help you become a member of almost any credit union, even if you don’t meet the typical criteria. Stick around, and you might just discover the key to unlocking those exclusive credit union benefits!
The Worship or Volunteer Path
- Most credit unions offer membership based on worship or volunteering.
- Living nearby and commuting for worship or volunteering can qualify you.
- Verification might include contribution receipts or volunteer records.
- Attending a worship service or volunteering locally can be your gateway.
The American Consumer Council Program
- The ACC is a non-profit promoting consumer education and financial literacy.
- ACC membership can be your ticket to numerous credit unions.
- Membership costs $15 for a lifetime, but with the promo code “CONSUMER”, it’s FREE!
- Always check for updates and share your experiences in the comments.
Financial Fitness Membership – Your Key to Success!
- For just $8.00, gain a one-year membership filled with financial resources.
- Some credit unions might even cover your first year’s dues.
- Access to over 25+ credit unions with this membership.
- Stay tuned for deep dives into credit score requirements, credit limits, and more.
Bonus Tips for the Loyal Fans!
- Some credit unions are open for anyone to join.
- Denied membership? Request a reconsideration process involving credit union supervisors.
- Persistence and knowledge are your best allies.
Wrapping it Up
The world of credit unions is vast and filled with opportunities. With these hacks, you can navigate your way into any credit union and enjoy the exclusive benefits they offer. And as promised, here’s a comprehensive list of credit unions you can join with ACC and Financial Fitness memberships. Dive in, explore, and let’s achieve financial success together!
List of Credit Unions with AMERICAN CONSUMER ASSOCIATION (ACC) Membership:
| Credit Union Name | State(s) | Website |
|---|---|---|
| Allegacy FCU | NC | https://www.allegacy.org/ |
| Americas Credit Union | WA | https://www.youracu.org/ |
| American Broadcast Employees FCU | CT, NY, NJ, PA, MA | www.abefcu.org |
| And2s FCU | MD | www.andrewsfcu.org |
| Ameri CU | NY | https://www.americu.org/ |
| Credit Human Credit Union | TX | www.credithuman.com |
| Credit Union of America | KS (In branch only) | www.cuofamerica.com |
| Credit Union of New Jersey (BMO) | NJ | www.cunj.com |
| Department of Commerce FCU | DC | https://www.docfcu.org/ |
| Digital FCU (DCU) | MA | www.dcu.org |
| Farmers Insurance FCU | CA | https://figfcu.org/ |
| Financial Partners Credit Union | CA | https://www.fpcu.org/ |
| Financial Resources Credit Union | NJ | www.myfinancialresources.org/home/home |
| Green State Credit Union (Call) | IA, IL, SD, NE | www.greenstate.org |
| Great Rivers FCU | MN | www.greatriverfcu.org |
| Lafayette FCU | MD,VA,MD | www.lfcu.org |
| Mountain America Credit Union | UT | www.macu.com/ |
| National Institutes of Health FCU (with ACC) | DC VA | www.nihfcu.org |
| New England FCU | VT | www.nefcu.com |
| New Vision Credit Union | CA | www.nuvisionfederal.com |
| Parda FCU | MI IL PA | www.parda.com |
| Quorum FCU | NY | www.quorumfcu.org |
| REV FCU (With ACC) | NC SC | https://www.revfcu.com/ |
| Security Plus FCU | MD | https://www.securityplusfcu.org/ |
| Service FCU | NH | www.servicecu.org |
| Skyla /Parsons FCU | CA, VA,NC SC | https://www.skylacu.com/ www.parsonsfcu.org |
| Spectra Credit Union | VA | www.spectracu.com |
| State Department FCU (ACC) | VA, DC VA SC | www.sdfcu.org |
| Superior Choice Credit Union | WI | www.superiorchoice.com |
| Signature Credit Union | VA | www.signaturefcu.org |
| Telhio | OH | https://www.telhio.org/ |
| United FCU | MI | www.unitedfcu.com |
| University Federal Credit Union | TX | www.ufcu.org |
List of Credit Unions with FINANCIAL FITNESS ASSOCIATION Membership:
| Credit Union Name | Website |
|---|---|
| Barksdale Federal Credit Union | bfcu.org |
| Bayou Federal Credit Union | bayoufcu.org |
| Chevron Federal Credit Union | chevronfcu.org |
| CommonWealth Central Credit Union | commonwealthcu.org |
| FAST Federal Credit Union | fastcu.com |
| First Eagle Federal Credit Union | firsteaglefcu.org |
| First Tech Federal Credit Union | firsttechfed.com |
| Fort Financial Federal Credit Union | fortfinancialcu.org |
| Great River Federal Credit Union | greatriverfcu.org |
| Heritage Community Credit Union | heritageccu.com |
| KeyPoint Credit Union | kpcu.com |
| Kitsap Credit Union | kitsapcu.org |
| LBS Financial Credit Union | lbsfcu.org |
| Meriwest Credit Union | meriwest.com |
| My Credit Union | usemycu.org |
| New England Federal Credit Union | nefcu.com |
| Park Community Credit Union | parkcommunity.com |
| Patelco Credit Union | patelco.org |
| People First Federal Credit Union | peoplefirst.com |
| Redstone Federal Credit Union | redfcu.org |
| Safe America Credit Union | safeamerica.com |
| San Diego County Credit Union | sdccu.com |
| San Mateo Credit Union | smcu.org |
| Service Credit Union | servicecu.org |
| Sierra Central Credit Union | sierracentral.com |
| Spectrum Credit Union | spectrumcu.org |
| SRI Federal Credit Union | srifcu.org |
| Technology Credit Union | techcu.com |
| UNCLE Credit Union | unclecu.org |
| Valley Strong Credit Union | valleystrong.com |
| Workers Credit Union | wcu.com |
