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Unlock the Secrets: How ANYONE Can Join a Credit Union in 2023

Hey there, financial enthusiasts! Have you ever felt the sting of rejection from a credit union you were eager to join? Well, today’s your lucky day. I’m about to reveal three incredible hacks that can help you become a member of almost any credit union, even if you don’t meet the typical criteria. Stick around, and you might just discover the key to unlocking those exclusive credit union benefits!


πŸ™ The Worship or Volunteer Path

  • Most credit unions offer membership based on worship or volunteering.
  • Living nearby and commuting for worship or volunteering can qualify you.
  • Verification might include contribution receipts or volunteer records.
  • Attending a worship service or volunteering locally can be your gateway.

πŸ‡ΊπŸ‡Έ The American Consumer Council Program

  • The ACC is a non-profit promoting consumer education and financial literacy.
  • ACC membership can be your ticket to numerous credit unions.
  • Membership costs $15 for a lifetime, but with the promo code “CONSUMER”, it’s FREE!
  • Always check for updates and share your experiences in the comments.

πŸ’ͺ Financial Fitness Membership – Your Key to Success!

  • For just $8.00, gain a one-year membership filled with financial resources.
  • Some credit unions might even cover your first year’s dues.
  • Access to over 25+ credit unions with this membership.
  • Stay tuned for deep dives into credit score requirements, credit limits, and more.

πŸŽ‰ Bonus Tips for the Loyal Fans!

  • Some credit unions are open for anyone to join.
  • Denied membership? Request a reconsideration process involving credit union supervisors.
  • Persistence and knowledge are your best allies.

πŸš€ Wrapping it Up

The world of credit unions is vast and filled with opportunities. With these hacks, you can navigate your way into any credit union and enjoy the exclusive benefits they offer. And as promised, here’s a comprehensive list of credit unions you can join with ACC and Financial Fitness memberships. Dive in, explore, and let’s achieve financial success together!

List of Credit Unions with AMERICAN CONSUMER ASSOCIATION (ACC) Membership:

Credit Union NameState(s)Website
Allegacy FCUNChttps://www.allegacy.org/
Americas Credit UnionWAhttps://www.youracu.org/
American Broadcast Employees FCUCT, NY, NJ, PA, MAwww.abefcu.org
And2s FCUMDwww.andrewsfcu.org
Ameri CUNYhttps://www.americu.org/
Credit Human Credit UnionTXwww.credithuman.com
Credit Union of AmericaKS (In branch only)www.cuofamerica.com
Credit Union of New Jersey (BMO)NJwww.cunj.com
Department of Commerce FCUDChttps://www.docfcu.org/
Digital FCU (DCU)MAwww.dcu.org
Farmers Insurance FCUCAhttps://figfcu.org/
Financial Partners Credit UnionCAhttps://www.fpcu.org/
Financial Resources Credit UnionNJwww.myfinancialresources.org/home/home
Green State Credit Union (Call)IA, IL, SD, NEwww.greenstate.org
Great Rivers FCUMNwww.greatriverfcu.org
Lafayette FCUMD,VA,MDwww.lfcu.org
Mountain America Credit UnionUTwww.macu.com/
National Institutes of Health FCU (with ACC)DC VAwww.nihfcu.org
New England FCUVTwww.nefcu.com
New Vision Credit UnionCAwww.nuvisionfederal.com
Parda FCUMI IL PAwww.parda.com
Quorum FCUNYwww.quorumfcu.org
REV FCU (With ACC)NC SChttps://www.revfcu.com/
Security Plus FCUMDhttps://www.securityplusfcu.org/
Service FCUNHwww.servicecu.org
Skyla /Parsons FCUCA, VA,NC SChttps://www.skylacu.com/ www.parsonsfcu.org
Spectra Credit UnionVAwww.spectracu.com
State Department FCU (ACC)VA, DC VA SCwww.sdfcu.org
Superior Choice Credit UnionWIwww.superiorchoice.com
Signature Credit UnionVAwww.signaturefcu.org
TelhioOHhttps://www.telhio.org/
United FCUMIwww.unitedfcu.com
University Federal Credit UnionTXwww.ufcu.org

List of Credit Unions with FINANCIAL FITNESS ASSOCIATION Membership:

Credit Union NameWebsite
Barksdale Federal Credit Unionbfcu.org
Bayou Federal Credit Unionbayoufcu.org
Chevron Federal Credit Unionchevronfcu.org
CommonWealth Central Credit Unioncommonwealthcu.org
FAST Federal Credit Unionfastcu.com
First Eagle Federal Credit Unionfirsteaglefcu.org
First Tech Federal Credit Unionfirsttechfed.com
Fort Financial Federal Credit Unionfortfinancialcu.org
Great River Federal Credit Uniongreatriverfcu.org
Heritage Community Credit Unionheritageccu.com
KeyPoint Credit Unionkpcu.com
Kitsap Credit Unionkitsapcu.org
LBS Financial Credit Unionlbsfcu.org
Meriwest Credit Unionmeriwest.com
My Credit Unionusemycu.org
New England Federal Credit Unionnefcu.com
Park Community Credit Unionparkcommunity.com
Patelco Credit Unionpatelco.org
People First Federal Credit Unionpeoplefirst.com
Redstone Federal Credit Unionredfcu.org
Safe America Credit Unionsafeamerica.com
San Diego County Credit Unionsdccu.com
San Mateo Credit Unionsmcu.org
Service Credit Unionservicecu.org
Sierra Central Credit Unionsierracentral.com
Spectrum Credit Unionspectrumcu.org
SRI Federal Credit Unionsrifcu.org
Technology Credit Uniontechcu.com
UNCLE Credit Unionunclecu.org
Valley Strong Credit Unionvalleystrong.com
Workers Credit Unionwcu.com

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