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Lower Interest Rate Credit Cards: A Path to Faster Debt Payment

Are you looking to save on the cost of debt and pay down your balance faster? A lower interest rate credit card could be your solution. Let’s take a closer look at one such card, the BankAmericard® credit card.

BankAmericard® Credit Card: Save on Interest and More

The BankAmericard® credit card offers a range of features that can help you manage your finances more effectively:

  • 0% Intro APR† for 21 billing cycles: This applies to purchases and any balance transfers made within the first 60 days of opening your account. After the introductory period, a variable APR currently ranging from 15.99% to 25.99% will apply. A 3% fee applies to all balance transfers.

  • No Penalty APR: Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply†.

  • Free Access to FICO® Score: You can access your FICO® Score for free within Online Banking or your Mobile Banking app.

  • No Annual Fee†: This card comes with no annual fee, making it a cost-effective choice for many cardholders.

  • Tap to Pay: For added convenience, this card features a tap to pay option.

Please note, this online-only offer may not be available if you leave this page, visit a Bank of America financial center, or call the bank. You can take advantage of this offer when you apply now.

Understanding Credit: Key to Your Financial Health

Choosing and managing a credit card can be overwhelming. Here are some important considerations to help you navigate your credit journey:

  • Selecting a Credit Card: Picking the best credit card for you involves considering various factors such as interest rates, fees, rewards, and more.

  • Managing Your Credit Card: To get the most out of your credit card, understand all the opportunities available to you as a cardholder.

  • Paying Down Your Debt: Following a few simple steps can help you manage your credit card debt effectively.

  • Improving Your Credit: Better credit habits can lead to a better credit score. Check out some of our helpful tips to improve your credit.

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