Unveiling CBC Federal Credit Union
The CBC Federal Credit Union stands out in the credit world. Here’s why:
- They source directly from the Experian credit bureau.
- Membership is open to all, no matter where you reside.
- Zero geographical boundaries!
Epic Rewards – A Closer Look
The CBCFCU Epic Rewards Visa is not your average card. Here are its highlights:
- 5% cashback on gas and travel.
- 3% cashback on groceries.
- Generous annual cap of $6k.
- Annual reward tally – no monthly or quarterly tracking.
Bonus: Seasonal promotions are a regular feature, catering to diverse spending patterns. For instance, during festive seasons, they’ve been known to offer enhanced cashback on gifts, dining, and entertainment. So, always be on the lookout for their latest deals to get the most out of your card!
Application Insights & Membership Perks
Thinking of becoming a part of the CBC family? Here’s what you need to know:
- Membership involves a soft pull with Experian and a hard pull with the Chex system.
- Renowned for offering high credit limits.
- Boutique presence with only four branches in Southern California.
- Processing might take slightly longer than larger institutions. So, a dash of patience is key!
Comparing Cards & Unpacking Benefits
For the comparison enthusiasts, here’s how the CBCFCU Epic Rewards Visa stacks up:
- On par with the University of Illinois Community Credit Union card.
- Many parallels with the Citi custom cash.
- Shines with its annual reward cap, guaranteeing up to $300 back.
- Ideal card for those who spend wisely.
Moreover, the CBC Federal Credit Union also offers:
- A Platinum Visa credit card with a 0% introductory APR for the first six months.
- Perks include Auto Rental CDW, premium ID Theft protection, and a state-of-the-art Falcon Fraud Detection System.
Recommendations & Final Words
In conclusion, the CBCFCU Epic Rewards Visa is a top pick for those seeking exceptional rewards, particularly on gas and travel. If you’re planning to apply, ensure you meet the basic requirements:
- US residency
- Age proof
- Social Security number
- Government Issued ID
It’s surprising that this credit union isn’t more widely discussed. As I continue to unearth hidden financial treasures, it’s evident that this is an exclusive insight. With its rising fame, there’s a possibility that this credit union may soon revise its services or membership criteria. So, if you’re contemplating joining, now might be the ideal moment
credit cards
PLATINUM VISA
The CBC Visa Platinum credit card is all about giving you more for less. With its low rates and introductory offer, it’s a card that’s hard to resist. Here’s a closer look:
- Introductory Offer: A 0%^ introductory APR1 for the first 6 months.
- Post-Introductory Rate: A competitive rate of 12.49% APR1 thereafter.
- Convenience:
- Easy cash advances and free convenience checks.
- Multiple payment options: in-branch, online through CBC Online Access, or by mail.
Epic Rewards Credit Card
The Epic Rewards Credit Card is designed to reward you every step of the way. Whether you’re fueling up or flying out, this card ensures you get the most out of your spending. Here’s what it brings to the table:
- Rewards on Every Purchase: Earn back every time you shop.
- Introductory Offer: Enjoy a 0% APR1 for the first 6 months.
- Competitive Rates: Benefit from low rates after the introductory period.
- Reward Breakdown:
- 5% back on Gas & Travel*.
- 3% back on Groceries*.
- 1% back on Everything Else**.
- Annual Cap: Earn on qualified purchases up to $6,000 annually.
- Unlimited Rewards: Get unlimited 1% back on qualified purchases.
- Pairing: An ideal companion for your Epic Premium Checking Account.
- Convenience:
- Easy cash advances.
- Multiple payment options: in-branch, online through CBC Online Access, or by mail.
Note:
- *On qualified purchases up to $6,000 annually.
- **Unlimited back on qualified purchases.
- +See Rewards Program Guide for more details.
