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$25,000 Upgrade Personal Line Of Credit

Upgrade Credit cards is like no other traditional credit card. Upgrade credit cards are charged like a credit card and payed off like a loan

Card Details 

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment.
  • Combine the flexibility of a credit card with the predictability of a personal loan.
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees.
  • No touch payments with contactless technology built in.
  • See if you qualify in minutes without hurting your credit score.
  • Access to a virtual card while you wait for your card to arrive in the mail.
  • Great for large purchases with predictable payments you can budget for.
  • Mobile app to access your account anytime, anywhere.
  • Enjoy peace of mind with $0 Fraud liability.
*select a credit card then click 'get started' to prequalify. 

Cash rewards credit cards

Triple Cash Rewards

Unlimited 3% cash back on payments for purchases in Home, Auto, and Health categories

Life Rewards

Unlimited 3% cash back on payments for purchases on gas, grocery, health, streaming, and utilities

Cash Rewards

Unlimited 1.5% cash back on payments

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